I hope you and your family are well and have enjoyed the summer. Fall is approaching and the “new normal” continues as students head back to school, whether virtually or in person, and many people continue to work from home.

Democratic nominee and former Vice President Joe Biden looks to have an edge in the race, leading President Donald Trump by about seven percentage points in recent national polls. The contest for the U.S. Senate –key to a potential Biden administration’s ability to implement its agenda –appears close to a tossup.

The answer is YES, but as humans we spend endless amounts of time trying to figure it out. When, in fact, all we can do is be ready. Life comes at us fast. Remember history may not repeat itself, but it does rhyme.

1st quarter statements have been distributed. The statements show your values from one quarter to the next. This is short term and with March having been one of the steepest 1-month declines in history the negative numbers can be disconcerting. In fact, if you were to review your account(s) with the inclusion of April you would find a much-improved number from the end of March.

You have been hearing several new terms in recent months, frankly, like it or not, we must accept them. Some of the terms include, “essential services”, “asymptomatic”, “social distancing”, “flattening the curve”, and the “new normal”.

Have you ever dropped a rock or stirred up a puddle of water to notice how murky it becomes? The more you poke it the worse it gets. The only way for the water to become clear again is to leave it alone.